Home / Daily Dose / The Rise of Mom-and-Pop REO Investors Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Ginnie Mae Hits $32B in Platinum Securities Next: CoreVest American Finance Announces Acquisition by Redwood Trust The Rise of Mom-and-Pop REO Investors Over half of investors at foreclosure auctions plan to purchase fewer than five properties in 2019, according to the 2019 Buyer Insights Survey Report from Auction.com. The report found that 51% of auction buyers are these “mom and pop” investors, while 22% of buyers plan to purchase more than 10 properties for the year. Only 2% of buyers said they plan to purchase more than 100 properties in 2019.“Foreclosure auctions are no longer dominated by larger investors able to navigate what was an opaque process of purchasing a property at the courthouse steps or from a hard-to-find REO asset manager,” said Jason Allnutt, CEO at Auction.com. ”The majority of foreclosure and REO auction buyers are now smaller, mom-and-pop investors who are taking advantage of a much more accessible buying experience.”Auction.com’s Survey Report is based on a survey sent to more than 4,700 buyers who had purchased at least three properties on the Auction.com platform. The survey was conducted between June 6 and June 20, 2019, with 197 buyers responding.According to respondents, the South is one of the most popular locations for foreclosure buyers, with 73% purchasing properties in the South region of the country, the highest share of any region. A good chunk are purchasing outside of their location, as 24% of survey respondents said their local housing market is overvalued with a correction possible.Earlier this year, Auction.com took a look at what investment strategy is the best for whatever your endgame would be. Advantages to real estate investment compared to other investment strategies include appreciating property values, easy access to credit with a property as collateral, equity buildup, and deferred profits. There are two main strategies to real estate investment, Auction.com notes: buy and hold, and fix and flip.“Opting for a long-term or short-term strategy in building your investment portfolio is a personal decision,” Auction.com notes. “You should consider your investment goals, capital availability, your risk tolerance level and flexibility as it applies to your exit strategy.” Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save About Author: Seth Welborn The Week Ahead: Nearing the Forbearance Exit 2 days ago Tagged with: Auction Foreclosure Investors Mom and Pop Subscribe Auction Foreclosure Investors Mom and Pop 2019-10-16 Seth Welborn Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago October 16, 2019 3,625 Views The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily in Daily Dose, Featured, Foreclosure, Investment, News Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago
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Thanks to the increased focus on protecting children’s health and preventing childhood obesity, commercial jingles like “O-R-E-O” and “Hey, Kool-aid” may be as distant a memory for today’s kids as “You’ve come a long way, baby,” is for their parents.The federal government just released new dietary guidelines suggesting more fruits, vegetables, whole grains and exercise for kids. And one U.S. food company is moving to do their part to lessen poor eating habits in children.Kraft Foods announced plans to curb advertising of Oreos, regular Kool-Aid and other popular snack foods to children under 12 as part of an effort to encourage better eating habits.The company, the biggest U.S. food manufacturer, also said Wednesday it would begin labeling some healthier products with a flag touting their benefits.The new marketing program comes as food companies are facing rising criticism from some consumer groups and others that they’re contributing to obesity in children.”We’re working on ways to encourage both adults and children to eat wisely by selecting more nutritionally balanced diets,” Kraft senior vice-president Lance Friedmann said in a statement.Two years ago, Kraft moved to reduce the fat content in 200 products, cap portions for single-serve packaged snacks and quit marketing snacks at school.As part of the new marketing program, a “Sensible Solution” label will appear on products high in nutrients such as fiber or calcium or those with low fat, sugar or sodium.”I think this move may cause some people to choose these foods over other similar foods,” Crawley said. “I hope it will make them look more closely at the nutrition label, but that may be too optimistic. It mainly will influence those who are already wanting to improve their health.”Kraft said it would quit advertising products that don’t qualify for the label on cartoon shows and other shows viewed primarily by children ages 6 to 11. Among those ads to be pulled are plugs for Oreo cookies, regular Kool-Aid and some Lunchables lunch combinations.”My only concern about this announcement is that it is really hard to decide what is a ‘better food,'” Crawley said. “At least they’re considering the foods that meet the federal guidelines for low fat, low sugar and low sodium.”The rest,” she said, “will depend on their own integrity. At least it’s a step in the right direction. It’s more than most companies are doing.”Complete information on the plan is on the Kraft Web site (http://www.kraft.com/newsroom/01122005.html).
Professionals earn master’s degree from Champlain College BURLINGTON, Vt.–Twelve area professionals were among the graduates of Champlain Colleges online masters program in Managing Innovation and Information Technology in May. The area graduates were: Chad Berry of Burlington, Vt., a real estate paralegal with Wiener & Gale, PC in Burlington; Scott Eagle of Montgomery Center, Vt., the media coordinator for the office of Congressman Bernie Sanders; Jill Erwin of Waterbury Center, Vt., a network support specialist for Green Mountain Power; Sean Fairhurst of Burlington, Vt., a GIS applications developer for Fairhurst Professional Services, LLC; Elisabeth McCarthy of Shelburne, Vt., the catering manager with Sodexho Campus Services at the University of Vermont; Mahendar Narayan of South Burlington, Vt., a senior systems architect for Green Mountain Power; Danielle Ouellette of Bridport, Vt., an inventory specialist with Agri-Mark/Cabot; Michael Poczobut of Barre, Vt., a software engineer for IDX Systems Corp.; Gavin Schmidt of Burlington, Vt., director of technology at Shark Communications; Shubhashree Thekahally of South Burlington, Vt., a software engineering professor at Champlain College; and Julia Vaughn of Shelburne, Vt., the director of client services for Terry’s Tips. These professionals graduated from a business and technology program that is delivered completely online in a highly interactive, yet virtual environment. Taking as few as 18 months to complete, the program consists of small, instructor-led courses accessed via the Internet and it delivers a unique blend of business and information technology know how to position graduates to better manage technology use in their companies. http://www.champlain.edu/masters(link is external) # # #
What is Vela Luka tomorrow without that unique view of the dawns and sunsets from Bad? – ask the residents of Vela Luka who rebelled against the construction of the marina in Vela Luka and launched a petition asking for an urgent suspension of the construction of the marina within the project of building the Port of Nautical Tourism.Namely, a year ago, the Dubrovnik-Neretva County signed a concession agreement with the director of Ovalis Nova doo Ivo Šegon from Vela Luka, by which the Dubrovnik-Neretva County gives the concession holder the right to use the special purpose port – nautical tourism port – marina in Vela Luka. . On the same occasion, the director of the Vela Luka County Port Authority, Boris Žuvela, signed a contract with the representative of the concessionaire, Ivo Šegon, for the execution of works on public infrastructure./ / / SIGNED HRK 47 MILLION CONTRACT SIGNED FOR THE CONSTRUCTION OF A MARINA IN VELA LUKAThe group of citizens of Vela Luka who initiated the petition believe that the construction of the marina is not in line with the concept of sustainable development and that the project will reduce the value of natural and cultural resources of Vela Luka. Also, they believe that the construction of the marina on the selected location will cause permanent damage to the image and identity of Vela Luka, primarily the actual physical damage to Vela Luka bay, which will prevent further sustainable development of the place.The group of citizens of Vela Luka who are behind the petition point out that they are not against the construction of the marina, but against the construction on the current location.We are transmitting the text of the petition in its entiretyWe believe that the construction of a “parking lot” on the sea in the bay of Vela Luka within the project of construction of the Port of Nautical Tourism, is not in line with the concept of sustainable development and that this project will reduce the value of natural and cultural resources of Vela Luka. Vela Luka is a port for all its inhabitants who must be involved in making decisions about interventions in the area, and especially those that will permanently change the appearance of the bay. In the case of this project, the population is mostly exempt and therefore other facts (which are listed below) are completely opposed to the construction of LNT Vela Luka at the selected location relating to the sea coastal zone from Šimet (English) bridge to the current ferry port on Badu.This space – with a clean and open view of the mythical Ošjak – is the foundation of the identity of our sung bay. This area is a favorite promenade of Vela Luka residents and visitors and a beautiful bay with three city beaches that have been here since Vela Luka. In that area, Vela Luka was created and developed to this day. What is Vela Luka tomorrow without that unique view of the dawns and sunsets from Bad?Insight into the study of this project, we are of the opinion that the construction and loading of Vela Luka aquatorium with nautical tourism port capacities at the selected location will cause permanent damage to the image and identity of Vela Luka, primarily real physical damage to Vela Luka bay, which will prevent further sustainable development.The study commissioned by the project investor, LNT Vela Luka, from Interkonzalting doo states that the landscape, ie the appearance of the location will be permanently changed by building and using this project, but given the economic benefits that the project should bring to the Municipality, it is considered acceptable .However, nowhere is there a visual study, model or photomontage showing this permanent change of landscape, even though it is over 5 meters high objects and closing the only view that the bay has towards the open sea. On what basis, then, is it estimated that it pays to intervene so aggressively in the space and permanently change the view of the place if it has not been tested at all, as it will ultimately look like in the area of Vela Luka?The same study deals with the ecological aspect of the impact of the project. The analysis of the impact of the project on the seabed and the associated biocenosis identified negative environmental impacts. Negative impacts on seawater quality and ecological diversity were observed. Such influences have been ignored, although 90 percent of tourists visiting Croatia in a survey conducted by the Institute of Tourism rated the clear sea as the main motive for coming to Croatia. Without a visible assessment, it was concluded that all these negative impacts are acceptable in relation to the economic aspect of the project. Despite the fact that the waters of Vela Luka, its protected and strictly protected species, habitats and bottoms, have been declared an area of personal interest of the Municipality of Vela Luka, the Republic of Croatia and the EU, permits have been issued.No chapter of the LNT Vela Luka study deals with this economic aspect, nor is the company Interkonzalting economically profiled. To date, no other economic study is publicly available or does not exist. Following the above, we are of the opinion that this is a possible profit of a small number of legal and natural persons, to the detriment of today’s and future generations of Vela Luka residents.The study does not include comparisons with similar examples in Croatia and the world, despite the factor that should not be excluded in the case of this study, and refers to the specifics of the bay and the location of the project in the bay itself. The location of the project is 7 km inside the bay at the end of which silt is deposited. Despite the legal regulations that require the construction of nautical tourism ports to be carried out in locations that ensure flow, this is a project in almost the narrowest area of the bay. U the study states the solution for access parking LNT Vela Luka, which refers to 40 places in a location hitherto unknown to the public. There is no assessment of the possibility or consequences of building such a parking lot in Vela Luka, if such a thing is feasible at all, given that the problem of parking in the place is already present and it hinders the development and implementation of strategic projects of the Municipality. Considering all the above and other irregularities and considering that the residents of Vela Luka have so far been mostly excluded from the process of consideration and adoption of the LNT Vela Luka project by the competent institutions and the Municipality of Vela Luka, mostly due to the non-transparency of the project itself, ie the lack of public presentation of the same and its long-term effects, we request an urgent stoppage of works at the current location of the construction of the 1st phase of LNT Vela Luka.PETITION: Petition for URGENT stoppage of works of LNT Vela Luka at the current location Luka candle
Referee Andranik Arsenyan and assistant Hovhannes Avagyan, who oversaw a UEFA Europa League match last month, have been given life bans by the UEFA Control and Disciplinary Body.Following the provisional decision rendered by the chairman of the CDB on 7 August 2013, the plenary meeting of the CDB analysed the case today.The CDB took note of the decision of the Executive Committee of the Football Federation of Armenia (FFA) with regard to the referee and assistant referee who officiated at the first qualifying round match between Inter Turku and Víkingur on 11 July 2013.In a hearing at the FFA, referee Arsenyan and assistant referee Avagyan admitted having tried to manipulate the outcome of the second-leg fixture, which ended 1-0 in favour of Víkingur.The UEFA betting fraud detection system (BFDS) – which monitors over 32,000 matches across Europe, including all first and second-division games, cup ties and UEFA competition fixtures – had detected suspicious betting patterns around this encounter, and this prompted the start of an investigation by UEFA, to which the FFA contributed closely.UEFA is pleased with the excellent cooperation of the FFA, the local authorities and the betting operators during the investigation process.