At this year’s Annual Conference, I connected with industry executives for a panel discussion on CECL issues that should be addressed throughout the implementation process. I was joined by Kim Alexander of Blue FCU, Renee Nelson of First Community CU, John Sjaastad of SAS Institute, and panel moderator Eric Mangham of Arkansas FCU. Here are the key issues we discussed.1. Data There is a need for historical data, which encompasses the contractual term of a pool or at least one economic cycle. There’s also a need for data integrity, validation, and reconciliation of all data sets to historical and current loan balances.2. Integration The CECL committee must communicate with other committees such as ALM. Forecasting factors and results from the CECL model will need to be applied to other models, and results will also need to be integrated into the overall analysis and budgeting. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
Press Association “The chances of me being 100 per cent tomorrow, very slim. The chances of me playing, very high. That would be the way I would look at it. ” I was doing a gym exercise and it was a little bit unstable, there was a little bit of a niggle but I kept on doing it. I hit shots after the gym yesterday, and after I went to bed last night it stiffened during the night and I struggled to sleep with it. “I g ot up this morning and it’s what most people would call like a frozen shoulder. There’s a weakness in it and a pain when I go to lift my arm. “Thankfully I have a late tee time tomorrow, so it will be an extra five hours of movement in the morning and a bit of blood flow into it, and hopefully it will be okay by tomorrow. “And beware of the injured golfer.” Harrington, who won his first tournament on a major worldwide tour since the 2008 US PGA in the Honda Classic in March, pulled out of the pre-tournament pro-am after suffering a shoulder problem in the gym. The 43-year-old said: ” Working on the principle I’ve nev er pulled out of an event injured, I believe I’ll make it tomorrow. I’m an optimist. I’ve never pulled out before, and I’ve had some pretty bad injuries at times. If there’s a physical way of me teeing up tomorrow, I will tee it up. Three-time major winner Padraig Harrington is optimistic he will recover from injury in time to compete in the BMW PGA Championship, which gets under way at Wentworth on Thursday.
Rory McIlroy hit out at Brooks Koepka’s “mind games” at the PGA Championship, with the former world No. 1 insisting he tries to respect everyone.Koepka aimed a dig at overnight leader Dustin Johnson prior to Sunday’s final round, highlighting the fact that the latter had only won one major compared to his four. Bidding to achieve a PGA three-peat, Koepka was forced to eat his words as the American star fell out of contention in San Francisco, where Johnson continued to battle atop the leaderboard.McIlroy, who ended his TPC Harding Park campaign in a tie for 33rd following his 2-under-par 68, was taken aback by Koepka’s comments.”It’s different, right, it’s a very different mentality to bring to golf that I don’t think a lot of golfers have,” McIlroy said during his post-round news conference.”I was watching the golf last night and heard the interview and was just sort of taken aback a little bit by sort of what he said and whether he was trying to play mind games or not. If he’s trying to play mind games, he’s trying to do it to the wrong person. I don’t think DJ really gives much of a concern [to] that.MORE: Koepka looking ahead to next major after fading in San Francisco”But just different. I certainly try to respect everyone out here. Everyone is a great player. If you’ve won a major championship, you’re a hell of a player. Doesn’t mean you’ve only won one; you’ve won one, and you’ve had to do a lot of good things to do that.”I mean, sort of hard to knock a guy that’s got 21 wins on the PGA Tour, which is three times what Brooks has.”Rory McIlroy’s comments on Brooks Koepka taking a stab at DJSHEESH pic.twitter.com/6cbXvdjBvJ— Always Bring The Sticks (@ABTSticks) August 10, 2020McIlroy has not managed a top-10 performance since finishing tied for fifth at the Arnold Palmer Invitational in March prior to the coronavirus-enforced break.The four-time major champion signed off at the PGA with an eagle, two birdies and a pair of bogeys.McIlroy said: “I’m happy just to be out on the golf course. So many people that still can’t get back to work. I was even saying there, even where I live in Florida, it feels like a bubble. Not much has been locked down, sort of been able to go about our daily lives with not much interruption.”I’m happy to be playing golf and grateful that we’re still able to play out here. I haven’t played as well as I’ve wanted to, but it beats being sat on the couch at home, so I’ll take it.” McIlroy has not won a major tournament since 2014 and when asked about his struggles, the 31-year-old replied: “Maybe I’m just not as good as I used to be.”I really don’t know. I feel like the golf that I’ve played in the majors has been sort of similar to the golf I’ve played outside of them, and I’ve won some big events and played well and had a good season last season.”I can’t really put my finger on it. I go out there and try my best every single day. Some days I play better than others, and just got to keep going and keep persisting and see if you can do better the next time.”
You could say that Sean has his hands full after 154 foster dogs!Sean and Kate Standing’s home life has literally gone to the dogs.The Churchill couple took in their first rescue dog just 18 months ago.But since then the big-hearted dog-lovers have fostered a staggering 154 displaced dogs. Putting the dogs to sleep is simply not an option for Sean and Kate.Sean gets plenty of affection from his dogs.They have even been forced to build kennels at their home to cope with the growing numbers.Sean, who works closely with Donegal Pet Rescue, said they have always loved dogs.“We just love dogs of all kinds and we’re just happy to be able to help. “We obviously didn’t think we would foster so many dogs but the need is obviously there,” said Sean.The couple operate a strict adoption policy which includes a home visit by Donegal Pet Rescue to see if a family suits the needs of the dog.The dogs will also be micro-chipped and have their vaccinations before being handed over to their new owners.Sean and Kate have built kennels to look after their foster dogs.Despite the huge number of dogs passing through their hands, the Standings have only adopted one dog.Finn, a Scottish Deerhound, has become part of the family. He even has his own Facebook pages which documents his trials and tribulations everyday.“He was in such a poor state when we got him and he came on so much that we simply couldn’t part with him,” said Sean.Ryan McCauley of Donegal Pet Rescue says they would simply not be able to operate without the help of people like Sean and Kate.“We have a number of people who foster but Sean and Kate are very special. “They have saved so many dogs and they really go out of their way to help the dogs and to look after them.“We would be lost without them,” he said.COUPLE ENJOYING THEIR ‘DOGS LIFE’ AFTER FOSTERING 154 PETS! was last modified: January 27th, 2014 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:ChuchillDonegal Pet Rescuefoster dogsSean Standing
FootballPeter Gallagher and James O’Donnell’s men continued their faultless start to the season with a hard earned 2-11 to 1-11 victory over a pugnacious Letterkenny Gaels side in testing conditions at Father Tierney Park. A pulsating first half ended with the hosts holding a two points lead, 2-6 to 1-7. The second half ebbed and flowed, but Aodh Ruadh got the better of it to confirm their sixth successive win of the league campaign. Callum O’Halloran was outstanding at corner back, while Michael Ward also made some telling interventions. Again the half back line distinguished itself, Johnny Gethins, Colm Kelly and Niall Harley getting through a heap of work. Seamus Kane took two class scores and was a great option all through. David Dolan continued his mightily impressive early season form with another heavy haul of points, while Sticky Ward was ever the calming influence, picking the right options. We have a full report from the game up on aodhruadh.org with pictures over the course of the week. The reserves recorded an impressive win over Letterkenny Gaels. They started at a high tempo and maintained that to the break where they went in leading on a scoreline of 0-8 to 0-2. The second half was more evenly fought, but a goal from the excellent Cáelán Drummond saw Ballyshannon finish 1-13 to 0-9 victors. We will have a full match report and pictures from the game up on aodhruadh.org over the course of the week.Attention turns to the championship next Saturday, 14th May, when the reserves and seniors travel to take on Cloughaneely in the first round of the group stages. The reserves go off at 6pm with the seniors throwing in at 7.30pm. The other teams in Group B are Naomh Colmcille and Naomh Ultan. Aodh Ruadh under 14s made the long trip to Dungloe on Monday evening and came back with a draw on a scoreline of 3-9 to 4-6 which ensured Ballyshannon topped division 1 after the round robin stages. Aodh Ruadh had the better of the first half to go in at the interval leading by 2-5 to 1-5. However the hosts came out all guns blazing in the second half and it took a wonderstrike of a goal from Frankie McGinley to ensure that Aodh Ruadh topped the table. Also among the goals was Senan Rooney with a brace which capped another fine outing at midfield from the Corker man. There were decent defensive showings from Kyle Murray and Eugene Doherty, while up front Colm McGloin continued his fine attacking form. That result sets up a rematch in the league semi-final which will take place on either Friday or Saturday, with Dungloe travelling to Ballyshannon for that fixture. Training continues on Wednesday at 4.30pm.The under 12s had a good start to the league on Monday with an away win against Ardara. Each league fixture features senior and reserve matches and they were two great games where 25 players in all represented the club. The reserve match was a great contest with James Gallagher in midfield and the two Cians – McKenna and Hunter – showing very well. Ardara finished stronger in the second half and the reserves lost by five points. The seniors on the other hand were on top from the beginning with Ryan Daly getting off to a blistering start from corner forward. Our defence was on top throughout with Darragh Flood Dolan commanding at full back. Aaron Neilan controlled midfield and the link up play from defence to attack was a joy to behold. Aaron Cullen pulled off one magnificent save in the second half and his skill in kick outs were the starting point for our best scores. Cian McKenna who swapped nets for full forward when he came on as a sub bagged three goals in a second half where Aodh Ruadh just had a bit too much for Ardara on the night. Many thanks to the green and white army who travelled in big numbers to support the boys, to the Ardara club for their hospitality and Pat Walsh for refereeing. The under 12s will be entertaining Four Masters this Wednesday in Father Tierney Park. Players to be up at the park by 6.30pm with the game throwing in at 7pm. Training continues as usual every Monday and Friday from 5.15pm to 6.30pm.The under 10s have their first blitz of the year this Saturday in Mountcharles. The games get under way at 11am with Aodh Ruadh playing teams from Saint Naul’s, Four Masters and Bundoran. All players to be at the venue for 10.30am. We are gathering at the park at 9.15am to arrange lifts for players whose parents / guardians can’t travel. We will be leaving the park at 9.30am sharp.Huge thanks to Naomh Bríd for hosting our under 8s at their blitz last Saturday, our your footballers loved getting into action for the first time this season. Huge thanks also to Southern Board fixtures secretary Paul Martin who arranged for us to take part in Ballintra at short notice. Despite the cold and the wet the lads and lass all gave great accounts of themselves and played some lovely football. Lining out for Aodh Ruadh on the day were Garreth Brennan, Patrick Clarke, Manus Conlon, Sam Davitt, Joey Daly, Finn Doogan, Callum Dorrian, Antóin Duffy, Eoghan Gallagher, Joseph Gibbions, Tomás Keown, Ethan Kerrigan, Finn Hartin, Sean Maguire, Eoghan McCadden, Oisin McCadden, Shaun McGarrigle, Ethan McGowan, Sean O’Neill, Éabha Rogers, Max Roper, Dáthaí Sheerin, Corey Sheridan and MJ Ward.Under 10, under 8 and under 6 training continues as usual this Friday from 6.30pm to 7.30pm at Páirc Aoidh Ruadh.LadiesThe Realt Ruadh senior team are away to Glenties this Sunday at 12pm. Best of luck to the girls.Congratulations to the Donegal ladies, and our representative on the panel, Sarah Patton, on capturing the NFL division two title last Saturday with a 3-17 to 0-13 victory over Westmeath. Aodh Ruadh under 14 girls put in a fantastic team display last Wednesday evening against a strong Glenties side, to remain unbeaten in the league. Aodh Ruadh were straight out of the blocks and within a few minutes were two points up thanks to Bridín Maguire and Sarah Jane Keon. Glenties began to get their hands on the ball, however they found it very difficult to break down a strong Aodh Ruadh defence who played as a unit and forced the Glenties forwards to shoot from distance. Aodh Ruadh continued to chip away at the score board and led 0-0 to 0-7 at half time. The lead would have been much greater only for a number of fantastic saves from the Glenties keeper. The Ernesiders continued to push ahead and got the first score of the second half before Glenties enjoyed their best period of the game. A high ball into the Aodh Ruadh box somehow ended up in the net for the hosts only score. Aodh Ruadh continued to push forward, adding another five points without response. Áine Hill was again rock solid in goals, the entire defence gave nothing away and Caoimhe Keon and Ella Clancy covered very blade of grass on the pitch. The forward line continually troubled the Glenties defence and took their scores well. Overall a fantastic team performance.The under 12 girls have their first fixture of the season this week. They play Saint Naul’s this Wednesday at 6.15pm in Mountcharles. We will be meeting at the park at 5pm to arrange lifts for players whose parents / guardians can’t travel and leaving the park at 5.15pm.Under 8 and under 10 training continues at Páirc Aoidh Ruaidh (Munday’s) on Mondays from 6-7pm.This year’s Duck Race will take place on Saturday 28th May at 3pm. So mark the date in your calendar as it’s always an entertaining afternoon. HurlingThe under 14s made the long trip to Gaoth Dobhair on Thursday night to take on the amalgamated Dungloe / Gaoth Dobhair team. It was a tough battle from start to finish. The effects of the long trip were shown early on as the Gaeltacht lads struck for three early goals. Midway through the half we slowly got into the game and finished the half strongly only finding ourselves three points down at half time. With the aid of a strong breeze we were well on top, but found scores hard to come by. A strong finish saw us come out on top on a 7-9 to 6-6 scoreline. We are away to Four Masters this Thursday.Our young minor team’s difficult season continued on Thursday with a home game against Burt. It was a tough low scoring game with very little between the teams. Burt’s ability to hit the net was the difference between the teams, and they ran out worthy winners 3-3 to 0-7. This very young team deserve great credit for fielding for all games this season, unfortunately a number of players didn’t make themselves this season resulting in us struggling to field in all games. The lads have shown great commitment this season. We have our final league game this Thursday another difficult trip to Letterkenny to take on Saint Eunan’s.The first under 8 and under 10 blitz of the season takes place on Sunday week, May 22nd in Convoy. The lads are really looking forward to the blitz. We will have full details at training this Sunday.Our clothes collection to raise funds for underage hurling comes to an end on Saturday 21st May, thanks to all who have supported this fund-raiser so far. All unwanted clothes – except duvets and pillows – shoes, belts and handbags welcome.Lá na gClubAodh Ruadh marked Lá na gClub on Sunday 8th May at Father Tierney Park. Ballyshannon Brass and Reed Band lead a procession to the park where club chairman Gerard Ferguson addressed the assembly before club president Owen Roe O’Neill raised the flag. That was followed by a reading of the 1916 proclamation, stirringly orated by Sylvester Maguire. We have pictures from the ceremony up on aodhruadh.orgInter-county minor challenge On Tuesday May 10th there is an inter-county minor challenge in Father Tierney Park between Donegal and Sligo. As both teams are preparing for their respective Championship encounters this should be an entertaining game. Throw-in is at 7pm.Let’s play dartsOn Friday May 27th Seán Óg’s will host a darts exhibition with Jelle Klaasen. The proceeds will go towards extensive surface repair works required at Father Tierney Park. Tickets priced €5 are available via adult team managers and from key club personnel. Contact Tom Daly, David McLoone or Conal Gallagher for information or tickets for this important club fund-raiser.Maintenance and development works on club premisesTowards the end of this week we expect to commence substantial surface repair works at Father Tierney Park. The park will be unavailable for the duration of the works. Down-time will be kept to a minimum, but weather will be a factor. Keep in contact with with Peter Conlon in relation to the possible impact on coaching, training and games. During May repair and maintenance will also be undertaken on both playing fields at Páirc Aoidh Ruaidh. No significant impact on activity is anticipated. The first phase of refurbishment works at Aras Aoidh Ruaidh will also commence later this week. Construction work on the new hurling / rebound wall at Páirc Aoidh Ruaidh is entering its final phase and this new facility will soon be available for use by individual players and club coaches. It will be a resource for hurling, football and handball skills development.Abbey Centre BingoCongratulations to Packie Boyle on winning the spring snowball prize of €425, checking on just 40 numbers. The €400 jackpot prize was won by Caroline Murphy of Donegal town. Bingo as usual at 9pm this Friday at the Abbey Centre. Books priced at just €10.Aodh Ruadh LottoThere was no winner of last week’s Aodh Ruadh Lotto jackpot of €4,400. The winning numbers drawn were 1, 3, 6, 15, 17 and 18. In the lucky dip €20 went to Carmel Gillespie, c/o P O’Neill; PJ Buggy, The Abbey; Noeleen O’Brien; Margaret McCauley, Mulleek; and Packie McGrath, Cashelard. Next draw is on Sunday in The Bridgend Bar with a Jackpot of €4,500 on Sunday at 8.30pm.The lotto team for McCosker’s Centra Saturday is: JUVENILE HURLERS.Ten years ago…On Friday, a small piece of history was created when the club fielded an under 10 hurling team for the first time. They played a successful challenge game against Four Masters in Tir Conail Park. The team was Dylan Newell, Rossa McCosker, Thomas Gillespie, Eugene Drummond, Christopher Kilpatrick, Colm Kelly, Brian Ward, Jamie Brennan, Oisin Roper, Patrick Cassidy, Oisin Rooney, Ronan Storey, Ronan McMullin, Brendan Gillespie, Darie Doyle. Subs, Conor Gilmartin and Rory Cullen. Manager was John Rooney and his mentors were Ciaran Kilgannon, Brian Fox and Stewart Doyle.You can receive the club notes by e-mail every Tuesday morning. To subscribe, enter your details on the website, www.aodhruadh.org, or e-mail your request to email@example.com.AODH RUADH CONTINUE SENSATIONAL FORM WITH WIN OVER LETTERKENNY GAELS was last modified: May 10th, 2016 by Mark ForkerShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:Aodh RuadhGAASport