Women’s financial preparedness for their retirement has only marginally improved globally since 2014, a report by Dutch insurer Aegon has suggested.Aegon’s Center for Longevity and Retirement (ACLR), in a collaboration with the Transamerica Center for Retirement Studies (TCRS) and the Instituto de Longevidade Mongeral Aegon in Brazil, suggested that global readiness had improved to 5.8 from 5.5 on a scale of 0 to 10.The study, spanning 15 countries in Europe – including the UK, the Netherlands, France and Germany – the Americas, Asia and Australia, concluded that only 21% of female workers believe they are on a course to achieve their retirement income needs.It said that many of the issues explored six years ago remain true today, with a persistent gender pay gap being among the most important challenges. Traditional social norms and gender roles were also placing women at a disadvantage in terms of saving and planning for retirement, Aegon added.“Women are more likely than men to take extended periods of time out of the workforce or work part-time, limiting both their ability to save and foregoing the wider benefits of full-time employment,” it pointed out.The report recommends broadening women’s access to workplace retirement plans by also including those working part-time and on zero-hours contracts, and proposes improved financial advice, both inside and outside the workplace.It noted that, promisingly, women in general outperform men in healthy behaviour, enabling them to work and save longer for retirement.However, as women tend to live longer than men, it also implies the need to prepare for longer retirement and more saving, it said.The report showed that women’s preparedness for retirement in the UK had improved by 0.2 to 5.8, whereas the situation in Germany had deteriorated by 0.2 to 5.8. Approximately one-third of female workers in both countries are in part-time employment.The Netherlands, where no less than 47% of women work part-time, showed an improvement of 0.1 to 5.4. The largest advancement was made in Spain, where women’s financial readiness for retirement rose by 0.7 to 5.2.The situation in Hungary and Poland improved by 0.5 and 0.3 to 5.2 in both countries.No improvement was found in China, while women’s financial perspectives for retirement had declined in Canada. Japan showed an advancement of 0.3 to 4.7.The researchers surveyed 16,000 workers and retirees, half of them being female.
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19 Jul 2019 Ireland’s Joshua Hill wins first international title at the McGregor Trophy Ireland’s Joshua Hill produced some record-breaking golf on his way to winning his maiden international title at the English Boys’ Under-16 Stroke Play Championship (McGregor Trophy) at Radcliffe-on-Trent Golf Club in Nottingham.The 15-year-old from Galgorm Castle opened the event with a course record six-under par 64 and then shot a 72 and a 70 before coming from four shots behind to beat Scotland’s Cameron Adam with a last round of 70.The Scot went into the final round on the back of two successive rounds of 66 but dropped five shots to par on an opening nine of 40 before completing an inward nine of 35 with a birdie on the last.Hill’s four-under par 276 total saw him finish a single shot ahead of Adam and also reversed the result at last week’s Scottish Under 16 Open which Adam won in front of his home fans at Royal Burgess in Edinburgh and Hill finished third.“This is unbelievable,” said Hill. “Coming into the last round I didn’t think I had much of a chance but after 12 or 13 holes I knew I was in with a shout so I told myself to keep my head down and see what happened.“There was a lot of pressure on me for those last few holes but I managed to cope with it.“To be honest it’s all a bit of a surprise because Cameron is such a good player. I thought he’d shoot level or one over and I’d have to go really low but that’s not what happened. It just shows that you never know.”Further down the leaderboard Spain’s Eduardo De Los Rios fired seven birdies in a closing round of 67 to climb up into third place on one-under par 279. Adam’s compatriot Cameron Johnstone carded a closing round of 70 to share fourth place with England’s Rohan Miah on level par 280 while English trio Matthew Dodd-Berry, Jack Bigham and Harley Smith all finished in a share of sixth place one shot further behind.Smith also won the Jean Case Salver for the leading Under 15 player in the field in what was his first appearance in an England Golf event.The 14-year-old from The Rayleigh Club in Essex set himself up for victory with a five-under par 66 in the third round and then went on to post a 74 to finish five shots ahead of Italy’s Pietro Guido Fenoglio on one over par 281.“It has been a great day,” he said. “I shot my lowest ever round in the morning and then recovered from a bad start this afternoon to get a decent score.“This is the first year I’ve played in the big events so to win so early is incredible.“I drove the ball really well this morning which you need to do round here. It’s not a long course but you have to keep it play and that’s what I did for most of the day.”View the full results herePhoto credit: Leaderboard photography Tags: McGregor Trophy
MIAMI (AP)—Tourism promoters say LeBron James is giving South Florida a boost already. The reservations team at the Fountainebleau Resort in Miami Beach says they’re getting asked about packages that include Heat tickets.Prime 112 says athletes, sportscasters and regular diners want to know if they’ll still be able to get tables at the South Beach restaurant that’s bracing for even more popularity with celebrities.Real estate agents say James’ move drove up the price of at least one condo near the AmericanAirlines Arena, and home buyers want Heat tickets as part of the deal.The star already has snack named for him: the “Le-Brat James” bratwurst at the Shake Shack in South Beach.