Women’s financial preparedness for their retirement has only marginally improved globally since 2014, a report by Dutch insurer Aegon has suggested.Aegon’s Center for Longevity and Retirement (ACLR), in a collaboration with the Transamerica Center for Retirement Studies (TCRS) and the Instituto de Longevidade Mongeral Aegon in Brazil, suggested that global readiness had improved to 5.8 from 5.5 on a scale of 0 to 10.The study, spanning 15 countries in Europe – including the UK, the Netherlands, France and Germany – the Americas, Asia and Australia, concluded that only 21% of female workers believe they are on a course to achieve their retirement income needs.It said that many of the issues explored six years ago remain true today, with a persistent gender pay gap being among the most important challenges. Traditional social norms and gender roles were also placing women at a disadvantage in terms of saving and planning for retirement, Aegon added.“Women are more likely than men to take extended periods of time out of the workforce or work part-time, limiting both their ability to save and foregoing the wider benefits of full-time employment,” it pointed out.The report recommends broadening women’s access to workplace retirement plans by also including those working part-time and on zero-hours contracts, and proposes improved financial advice, both inside and outside the workplace.It noted that, promisingly, women in general outperform men in healthy behaviour, enabling them to work and save longer for retirement.However, as women tend to live longer than men, it also implies the need to prepare for longer retirement and more saving, it said.The report showed that women’s preparedness for retirement in the UK had improved by 0.2 to 5.8, whereas the situation in Germany had deteriorated by 0.2 to 5.8. Approximately one-third of female workers in both countries are in part-time employment.The Netherlands, where no less than 47% of women work part-time, showed an improvement of 0.1 to 5.4. The largest advancement was made in Spain, where women’s financial readiness for retirement rose by 0.7 to 5.2.The situation in Hungary and Poland improved by 0.5 and 0.3 to 5.2 in both countries.No improvement was found in China, while women’s financial perspectives for retirement had declined in Canada. Japan showed an advancement of 0.3 to 4.7.The researchers surveyed 16,000 workers and retirees, half of them being female.
– Leopold Street finishes third A hat-trick of goals from Most Valuable Player (MVP) Quason McAulay laid the foundation for giant killers Ol Skool Ballers convincing 3-1 win over pre-match favourites Future Stars, as the curtains came down on the inaugural Guinness Cage / Three Peat Promotions Indoor Championship on Saturday night, at the National Gymnasium.Played before a large and vociferous crowd that included Banks DIH Outdoor Events Manager, Mortimer Stewart, and supporters from the respective communities, the highly-anticipated clash lived up to all expectations as the teams traded attacks after attacks in the opening minutes, before McAulay broke the deadlock with a clinical finish in the 9th minute.Future Stars squandered a few opportunities of their own, but were given a reprieve when a defensive error in the 12th minute allowed them back in the game.However, they paid the ultimate price for their defensive blunders when McAulay returned to inflict another wound in the 15th minute with a cracking shot.Ol Skool Ballers on run to goal during their relentless attack on Future Stars’ defence.Urged on by their fans stationed in the southern stand, Ol Skool Ballers took a 2-1 lead to the break and when many felt they would have activated their stifling defence to protect their slim advantage, instead it was their offensive efficiency that left the Stars stunned.The Ballers led by the experienced Julian Masdammer played at a tempo that suited them and it created some amount of frustration for the usually fluent Future Stars side.McAulay’s third goal was the dagger that pierced the hearts of the Future Stars band of supporters and also dashed the hopes of any comeback when he cracked the defence in the 35th minute to seal victory, the $400,000 first prize, the championship trophy and their name inscribed in the history books of being crowned inaugural champions.Future Stars walked away with $200,000 and a trophy for their efforts. In the third place playoff, Leopold Street cruised to a 2-0 win over Back Circle with Championship Highest Goal Scorer, Okanie Fraser and Omallo Williams, the players of target in the 18th and 30th minutes.Fraser, who ended on 8 goals, won a gold chain compliment of YK Investments, while they received $100,000 and a trophy. Back Circle got $50,000 and a trophy.Meanwhile, the organisers extended special thanks to Guinness Brand Manager, Lee Baptiste for his overwhelming support and all the other sponsors including: Star Party Rentals, Faye Joseph, Claude Geddes Recreational Sports Club, National Sports Commission, Windjammer International Hotel & Cuisine, E-Networks, Woodpecker Trophies & Sport, Y.K Investments & Pawn Shop, Henry Chase, Jai Signs, Trophy Stall, the Bike Shop and John Fernandes Ltd.The Guyana Police Force also came in for special mention for their splendid work during the championship as well as all the media outlets.FinalOl Skool Ballers-3 vs Future Stars-1Ol Skool ScorerQuason McAulay-9th, 15th and 35thFuture Stars ScorerOwn Goal-12th3rd PlaceBack Circle-0 vs Leopold Street-2Okanie Fraser-18thOmallo Williams-30thIndividual AwardsMVP-Quason McAulay-Ol Skool BallersHighest Goal Scorer-Okanie Fraser-8 goals
A recent HubSpot blog presents links to five great articles on social networking as a tool for; business networking, blog traffic boosts, email optimization, customer surveys and increased conversion. The first article by Chris Garret presents advice on using social networking to boost your business network. Garret suggests that professionals should focus on creating visibility and pay close attention to common interests, shared goals and community cohesion in order to expand the reach of their network.Next is an article from Copyblogger on how to write less and get more traffic. Author Jonathan Morrow suggests that by spending less time writing, bloggers have more time to spend on promotion and guest blogging. Bottom line…connections increase readership and pump up traffic.The third article is a collection of tips on how to optimize emails for marketing success. Author Maria Pergolino suggests that a clean list, compelling message, frequent authentication, and ultra-relevant messages are the keys to the email-marketing kingdom.Surveys should be your engagement tool of choice, according to the fourth article on the list. Author Amy Portenfield explains how you can use online surveys to boost the effectiveness of your social media presence.Last but not least, is a nicely laid out article from Duct Tape Marketing on the optimization of landing pages for maximum conversion.Happy Reading!AddThis Sharing ButtonsShare to FacebookFacebookShare to TwitterTwitterShare to PrintPrintShare to EmailEmailShare to MoreAddThis